If a credit report provides negative information about a prospective tenant and you decide not to rent to them because of their bad credit, the Fair Credit Reporting Act requires you to take certain steps. An "Adverse Action" letter must be mailed to the applicant explaining that you have declined their application because of their credit report. You must include the exact reasons for your rejection and provide them with the name, address and phone number of the agency you used to run the credit report. They have the right to request a free copy of their credit report from the agency within 60 days.
Bradford Miller Law, P.C. has been helping landlords for several years. We approach every client with a focus on integrity, advocacy, and understanding and can provide experienced legal guidance to assure that your assets are protected.
At bradfordmillerlaw.com you will find helpful landlord information along with information about our firm. Our experienced attorneys have earned membership in the Better Business Bureau and we have great reviews on Yelp.
To discuss your pending or potential real estate transaction, your ongoing legal needs as a property owner or landlord, building code violation defense or your estate planning concerns, call us at 312-238-9298 for a FREE 15-minute consultation.
Posted by Bradford Miller Law, P.C.
134 N. LaSalle Street, Suite 1040
Chicago, Il 60602
Offering free legal representation to homeowners seeking a short sale
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